Sterling Silver vs. White Gold

White gold is a much-loved precious metal used widely in jewelry. However, despite its name, it is not naturally occurring. White gold is an alloy of yellow gold and a mixture of other white metals such as palladium, silver, or nickel. A layer of rhodium plating is applied to enhance its durability and impart a lustrous sheen.

The gold content in white gold is measured in karats, similar to yellow gold. Typical variations are 14k white gold, containing 58.3% gold, and 18k white gold, incorporating 75% gold. The remaining fraction consists of alloy metals, contributing to their white color.

The layer of rhodium on white gold serves dual purposes – adding to the toughness and providing a brilliant white shine. Over time, though, the rhodium may wear thin, causing the jewelry to lose some of its luster and display a yellowish hint. This occurrence is entirely expected and can be easily corrected by reapplying a layer of rhodium. Learn more about white gold

Thanks to its durability and stunning appearance, white gold is a popular choice for all jewelry pieces, from delicate necklaces to robust wedding bands. Its hypoallergenic properties also make it suitable for those with sensitive skin. 

What is Silver?

Silver, a widely cherished precious metal, is renowned for its bright, reflective look. However, pure silver is generally too delicate to create resilient jewelry, so it is often alloyed with other metals to enhance strength. This results in sterling silver.

Sterling silver is an alloy comprising 92.5% silver and 7.5% other metals, usually copper. This combination provides durability while preserving the exquisite sheen characteristic of pure silver, rendering it perfect for a wide assortment of jewelry items.

Sterling silver jewelry usually has a ‘925’ stamp to denote its purity. The major downside to silver is its propensity to tarnish due to a chemical reaction between silver and sulfur compounds in the atmosphere. This reaction leads to a dark discoloration, but this tarnish can be easily cleaned.

Sterling silver is a versatile metal suitable for everyday wear and special occasions. It can be transformed into all kinds of jewelry, from intricate earrings to bold statement necklaces.

Is Sterling Silver Good for Everyday Wear?

Sterling Silver’s affordability and resilience make it well-suited for everyday wear. In addition, it is ideal for fashion-forward jewelry pieces you should update regularly.

However, sterling silver requires regular maintenance, as it is prone to tarnishing. Routine cleaning and polishing can keep your sterling silver pieces looking as good as new. Furthermore, removing your sterling silver jewelry during activities such as bathing, swimming, or any vigorous physical activity can help maintain its lifespan and luster.

Which is More Expensive: White Gold or Sterling Silver?

In comparing the two, white gold is significantly more expensive than sterling silver. This is due to the intrinsic value of gold and the fact that white gold comprises a high percentage of this precious metal. Furthermore, the rhodium plating that white gold undergoes also adds to the cost. 

Conversely, silver is much more abundant and less costly, resulting in a much more affordable sterling silver. Therefore, if you appreciate the aesthetics of white metal jewelry and are working with a budget, sterling silver can be an excellent choice.

Is Sterling Silver OK for Wedding Rings?

Both white gold and sterling silver are viable options when it comes to wedding rings. Your personal preferences, lifestyle, and budget all play into this decision.

If budget is a primary consideration, sterling silver wedding rings can be attractive. They offer a beautiful sheen and are a good option if you enjoy regularly updating your style.

However, regarding longevity, white gold edges out sterling silver. With its increased durability and resistance to scratches, white gold is preferred for everyday wear items like wedding rings. Although it requires occasional re-plating, a white gold wedding ring can last a lifetime with the proper care.

Both white gold and sterling silver are attractive options for any piece of jewelry. The choice between the two comes from personal preference, lifestyle, and budget. Whether it’s the brilliant shine of sterling silver or the sturdy elegance of white gold, both have their unique charms. It’s your story and choice – choose what resonates with your style and life.

Silver is a precious metal used for various purposes for centuries. There are several different types of Silver, each with unique properties and uses. Therefore, it is essential to test the quality of Silver when buying it to ensure that you are getting what you pay for. Whether you are purchasing Silver for jewelry, coins, or other decorative objects, there is a type of Silver that will meet your needs

Silver remains the second-most popular precious metal for commodity investing, both in the United States and internationally. Since many silver bars and coins qualify for Self-Directed IRA inclusion, investors can protect their portfolio while staving off the IRS, too.

You can own real, physical silver bullion and store it in a tax-advantaged retirement vehicle. American Bullion can discuss your options and help you every step of the way. Our goal is to help you take control of your own finances, and we promise to be transparent, safe, and efficient in the process.



Author: Agbaje Feyisayo
Agbaje is a financial writer for American Bullion that has covered top brands such as Microsoft, Google and Johnson & Johnson.