Retirement

Conventional wisdom states that everyone should start saving for retirement as soon as they get their first “real” job, but this dictum is rarely followed. Instead, student loans, the down payment on a house, starting a family, and other ordinary financial obligations that crop up in your 20s and 30s take precedence over a retirement

Saving for retirement with a gold IRA is one of the shrewdest financial decisions you can make for a comfortable future. Gold and other precious metals have a stabilizing effect on your portfolio and can help ensure a secure retirement free from monetary worries. But how much wealth do you actually need to build so

Naming the beneficiary of your retirement fund is a big decision that will have far-reaching implications for family members long after you’re gone, and is therefore not something that should be undertaken lightly. Before choosing how much to bequeath and to whom, take the following pointers under advisement: You can designate more than one beneficiary

Setting and achieving financial goals can go a long way towards helping you live the life you want. For example, you might have the goal of saving for a new car, new home, or luxurious vacation. Or, you might have the goal to establish an emergency savings account containing six months’ worth of income. While

The earlier you start saving for retirement, the better. However, it’s possible to find yourself with a rapidly approaching retirement deadline and nowhere near enough money saved on which to live. The good news is that it’s never too late to save for retirement. If you’re in a last-minute race to accumulate greater retirement savings, check

For most people, planning for retirement comes down to one thing: building up a large enough nest egg through gold IRAs and other investments to cover living expenses for the rest of their lives. But even though the financial aspect of retirement is a huge concern, it’s certainly not the only one. There are several

Sound money management is important for people of all ages and stages in life. Spending, saving, and investing wisely not only helps maintain a relatively high standard of living, but also makes it easier to achieve future financial goals. This principle is even more critical for seniors who live on a fixed income, are retired,

So you’ve finally retired — congratulations! While it’s tempting to relax and let go of responsibilities after retirement, the last thing you want to do is drop the reins when it comes to your finances. Even if you’ve managed to accumulate a large amount of money on which to live, it is still extremely important

One of the biggest failings of the American school system is its lack of commitment to financial education. A vast majority of students graduate from high school without knowing how to manage money, create a household budget, calculate simple interest, or otherwise demonstrate financial literacy. Nor do they learn about the importance of saving for