Retirement

With student loan payments, credit card bills, rent, and transportation expenses, saving for retirement can be difficult for millennials. Most millennials are just starting their careers, so their incomes are lower than average. Although they’re saving 7.8 percent of their income for retirement (compared to 3.8 percent in 2013), it’s not enough. Many financial planners

When creating your retirement plan, a crucial step is evaluating the various investment options. When choosing an asset class, it’s important to consider your unique situation and goals. Everyone’s portfolio will involve different investments that coordinate with their own timeline and financial needs. Understanding your needs and goals can help you choose the right types

Many baby boomers find themselves in need of additional money for retirement. There are a number of reasons why this generation may find themselves coming up short when it comes to retirement savings. People are living longer than their parents did; in addition, it may cost baby boomers more than it cost their parents to

Conventional wisdom states that everyone should start saving for retirement as soon as they get their first “real” job, but this dictum is rarely followed. Instead, student loans, the down payment on a house, starting a family, and other ordinary financial obligations that crop up in your 20s and 30s take precedence over a retirement

Saving for retirement with a gold IRA is one of the shrewdest financial decisions you can make for a comfortable future. Gold and other precious metals have a stabilizing effect on your portfolio and can help ensure a secure retirement free from monetary worries. But how much wealth do you actually need to build so

Naming the beneficiary of your retirement fund is a big decision that will have far-reaching implications for family members long after you’re gone, and is therefore not something that should be undertaken lightly. Before choosing how much to bequeath and to whom, take the following pointers under advisement: You can designate more than one beneficiary

Setting and achieving financial goals can go a long way towards helping you live the life you want. For example, you might have the goal of saving for a new car, new home, or luxurious vacation. Or, you might have the goal to establish an emergency savings account containing six months’ worth of income. While

The earlier you start saving for retirement, the better. However, it’s possible to find yourself with a rapidly approaching retirement deadline and nowhere near enough money saved on which to live. The good news is that it’s never too late to save for retirement. If you’re in a last-minute race to accumulate greater retirement savings, check

For most people, planning for retirement comes down to one thing: building up a large enough nest egg through gold IRAs and other investments to cover living expenses for the rest of their lives. But even though the financial aspect of retirement is a huge concern, it’s certainly not the only one. There are several