Retirement

Following the Great Recession, the world’s major central banks rolled out multiple monetary stimulus packages with mixed or poor results. Boards of the world’s foremost banking experts approved trillions of dollars in experimental asset purchase programs. There were two stated objectives for these programs: increasing liquidity in capital markets lowering the nominal rate of interest

Everyone knows that the best time to start investing for retirement is with your very first paycheck from your very first job. This allows you to take advantage of every year of savings, tax-deferred growth, compound interest, and matching contributions from employers that you’re eligible for and to build your retirement nest egg to its

Learning how to start saving for retirement is a journey often fraught with confusion. Unless you’re a financial expert, it can be difficult to decide on the right investment strategy. One way to work towards your objectives and make saving for retirement easier is to learn from others who’ve “been there, done that.” Senior citizens

If you haven’t opened a retirement account yet, you’re not alone. According to nationwide surveys, more Americans cite not saving early for retirement as their biggest financial regret, putting this mistake ahead of other common missteps such as taking on too much student loan debt, running up large credit card bills, buying too big a

No one likes to think about things like divorce or death; however, these issues are a part of life that must be addressed at some point. Part of a smart financial strategy is understanding what will happen to your retirement accounts if you divorce your spouse, or when you pass away. This information helps not

Regardless of your age, your investment focus should be on building a solid retirement account throughout the course of your working years. The most efficient way to do this is through a pre-tax retirement account, which allows you to contribute a certain amount of tax-deferred money to the account each year. But what kind of

If you’re expecting a tax refund this year from the IRS, the first thing you should do is review your W-4 withholding forms or the size of your quarterly estimated tax payments and make adjustments to eliminate future refunds. After all, getting a refund simply means you’ve overpaid Uncle Sam and are just receiving your

Living on a fixed income in retirement can be a challenge, especially in the first few years as you try to make all the necessary lifestyle adjustments that come with your change in employment status. In the best-case scenario, you’ve built up your gold IRA and other savings to an amount that has allowed you