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If you’re expecting a tax refund this year from the IRS, the first thing you should do is review your W-4 withholding forms or the size of your quarterly estimated tax payments and make adjustments to eliminate future refunds. After all, getting a refund simply means you’ve overpaid Uncle Sam and are just receiving your

Living on a fixed income in retirement can be a challenge, especially in the first few years as you try to make all the necessary lifestyle adjustments that come with your change in employment status. In the best-case scenario, you’ve built up your gold IRA and other savings to an amount that has allowed you

With student loan payments, credit card bills, rent, and transportation expenses, saving for retirement can be difficult for millennials. Most millennials are just starting their careers, so their incomes are lower than average. Although they’re saving 7.8 percent of their income for retirement (compared to 3.8 percent in 2013), it’s not enough. Many financial planners

When creating your retirement plan, a crucial step is evaluating the various investment options. When choosing an asset class, it’s important to consider your unique situation and goals. Everyone’s portfolio will involve different investments that coordinate with their own timeline and financial needs. Understanding your needs and goals can help you choose the right types