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In the war against employee attrition, a 401(k) has always been a powerful tool. So why are so few employees today taking advantage of this lucrative investment option? Back in 1960, 30% of the full-time labor force was covered by a pension plan. The number of individuals with pension plans rose steadily until the early

The popular 401k retirement plan often includes a vesting period, but what exactly is “vesting,” and how does it work? An April 2014 study conducted by the American Benefits Council showed that of those who work at companies with 500 or more employees, 89% had access to a company-sponsored retirement plan like a 401k. And,

Today’s uncertain political and economic climates make for interesting headlines, but the media often ignores the long-term financial risks facing real working men and women. If Americans save for retirement, they often do so through incomplete accounts such as IRAs and 401(k)s. While these accounts can play a role in a well-balanced financial plan, they